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Fun in the sun is sneaking up quickly as summer is almost here. Homework, projects and college can be a thing of the past once that bell rings on the last day of school. But summer is the perfect time for students, particularly high school juniors, to jump-start their college plans and process.

On a daily basis, I listen to students’ constant worries about paying for college. I’ve even heard them tell me about dollar signs chasing after them in their dreams and falling into a dark hole of college debt. After lending an ear, I proceed to follow up and ask, “Well, have you applied for scholarships?”